Online Baccarat for Real Money

Online Baccarat for Real Money

Baccarat is an Asian card game that has been played for many years, though it is relatively new to online casinos. This game is often found in land based casinos and is grouped with other Baccarat games often all in a single room. The game caters to high rollers and is one of the fast paced table games offered. However, new players and those with smaller bankrolls can surely enjoy the action of real money Baccarat online and benefit from some excellent payouts. The game is easy to play, though may seem intimidating at first. After players learn the rules and see how bets are placed, they will learn that Baccarat is not a scary game at all. In fact, it is one of the easiest to play online and when played for real money, can be a lucrative choice for anyone looking to boost their bankroll balance.

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Many players will compare real money Baccarat to the game of blackjack, though with Baccarat, there is no skill used in the game. There are three different types of real money Baccarat games that can be enjoyed online, including Punto Banco, Chemin de Fer and Baccarat Banque. When playing Baccarat for real money, the goal is to compete against the dealer to achieve a higher hand value. However, players do not have to bet on the player hand every time. They actually have the choice of betting on the banker, player or a tie. The highest hand value that can be achieved is 9, and when achieved with 2 cards, this is called a natural hand.

Card Valuations in Real Money Baccarat

The values of the cards will play the important role in the game of Baccarat and all cards that are between 2 and 9 will be worth their face values. Every card that is a face card or a 10 is worth 0 and an Ace is worth 1. The value of the hand is determined by adding the total value of the cards and subtracting 10 if the value is a double digit. For example, a hand that has an 8 and a 9 will be worth 17, so the actual value of the hand is 7.

There is a rule for drawing a third card when playing Baccarat and this happens when the hand value is between 0 and 5. When the values are either 6 or 7, the hand remains the same. When playing online, the card values and the third card draw rule should not be a concern as these are figured automatically by the software that is being used. If players are enjoying a real money live Baccarat game, this is all figured out by the dealer of the game.

Bets and Payouts with Baccarat

There are only three outcomes of the game and these are the three bets that can be placed. For banker and player bets, all wins are even money payouts, offering a reward equal to the amount of the bet. However, the banker bet will include a 5% commission, which decreased the odds of this bet to 0.95 to 1.

The Tie bet is one that most experienced Baccarat players will always avoid. This bet will offer a much larger payout of 8:1 when the banker and player hands have an equal value. While the payout for this bet is very attractive, it is the worst bet to make at the table. With this bet, the house has a massive advantage of 15%, so it is a terrible bet to make and should always be avoided. However, once in a while, a player will bet on the tie and win, but it should not be a common bet that is placed when playing for real money.

Baccarat Strategies

There are no true strategies that can be used when playing this casino game. Since players have no control over the cards and their value, the game is one where players will simply guess which hand will hold the value that is closer to 9. However, there are some things that players can do to increase their chances of winning. When playing any real money Baccarat game, look for the game that uses the fewest decks. Most online casinos will use 8 decks, but there are some that use 6 or even a single deck. With an 8 deck game, the banker bet will offer a house edge of 1.06% and this is reduced to 1.01% with a single deck game.

Commissions on Banker Bets

Banker bets are popular, but there is a commission that is taken from these bets that play a role in the house advantage. Many casinos will take the full 5% commission, but players may find some that only take 4%. If any table is taking a higher commission, the game should be avoided. Even with the commission in place, the banker bet is one of the best to place when enjoying the game for real money wagers.

The house advantage with this bet is just over 1% while the player bet offers a 1.29% edge. Clearly the odds are better for the banker bet, but do not overlook the commission that is paid with these bets. With this in mind, real money players should place the banker bet first, followed by the player bet and always avoid the tie bet, despite its better payouts.

Betting Strategies

Seeing the simplicity of the game and learning that there are no special skills a player can use to increase the chances of winning, many players will turn to betting strategies for optimal wins. Even though these strategies will not change the odds of the game, they can enhance game play and result in more payouts. The most popular betting strategies that can be employed when playing Baccarat for real money are the Martingale system, Labouchere, d’Alembert and Paroli. In fact, these can be used when playing just about any casino game and they are a great way to manage bankrolls and recoup some of the losses that have been suffered from previous hands.